What Are the Various Types of Capital One Credit Cards?
Capital One credit cards can be divided into 4 broad categories. Popular cards, reward cards, cards with competitive rates and student cards. Each of these credit card products have their own benefits and may appeal to specific types of card holders.
What are the Popular Capital One Credit Cards?
The four popular credit cards provided by Capital One are the No Hassel Miles card, Platinum Prestige card, No Hassel Cash rewards card and Standard Platinum card. The No Hassel Miles card allows users to accumulate 1 mile per dollar on the first $1000 spent using the card and 2 miles per dollar on the subsequent amount spent using the card. The No Hassel Cash Rewards card allows users to get 2% cash back when the card is used at gas stations and major grocery stores. On all other purchases card members get 1% cash back.
What are the Various Capital One Credit Card Reward cards?
Some of the popular reward cards provided by Capital One include the No Hassel Miles Ultra for Professionals card, Orbitz Visa Platinum card, MTV visa card and LSU Tiger Platinum card. The Hassel Miles Ultra card allows users to get 2 miles per dollar when the card is used and the annual fee for this card is $39. The Orbitz card allows users to get 3 points on all eligible bookings from the Orbitz website and 1 point per dollar on every other purchase. The MTV card allows users to earn 5 points per dollar spent on entertainment, 2 points every dollar spent on dining and 1 point per dollar on every other purchase. The LSU card provides the benefit of earning 2 points per $1 spent at gas stations and major grocery stores.
What are some of the Capital One Credit Cards that have Competitive rates?
Three of the popular competitive rate Capital One credit cards are the Platinum Prestige card, Platinum card and Standard Platinum card. The benefit of using these cards is that the user can save with a 0% intro APR on transfers and purchases. Some of the student cards include the Students Reward card, Classic Platinum card and No Hassel Cash for Young Adults.
What are the APR rates and annual fees for using Capital One Credit Cards?
The purchase APR rate for all the popular Capital One credit cards is 0% and the annual fee for using three of the popular cards is $0. The only card that has a $39 annual fee is the No Hassel cash rewards credit card. The variable transfer rate for rewards card range from 13.9% – 16.9% while the purchase APR rate remains at 0%. The annual fee for using these reward cards is $0 – $39. The purchase APR rate for competitive rate cards is 0% and the annual fee for using these cards range from $0 – $39. The purchase APR rate for student cards ranges from 0%- 23.9% while the annual fees range from $0 – $39.
In conclusion, it can be said that Capital One credit cards and reward cards are meant for people who want rewards and cash back while the competitive rate cards are for people who want to save money on transfers and purchases.
