There are various types of credit cards offered by HSBC and each of these cards is meant to suit a certain demographic. The following paragraphs will elaborate on some of the HSBC credit cards along with their benefits.
HSBC Premium World Mastercard
These HSBC credit cards are meant exclusively for premium clients who travel frequently around the world. The main benefit of this unique card is that no foreign transaction fees are charged on transactions that are made in other countries while travelling. The other benefit of this card is that there are no annual fees and that there are no over limit fees. Other benefits of this HSBC credit card are that there are no pre-set spending limits, and there are flexible reward points. Further, there are no seat restrictions while using this card to purchase airline tickets. Card members are also given the opportunity to earn one point per net purchase and there is no expiry date for these points. You can also earn double points on all net purchases for the first 6 months but these points have to be used within 6 months.
HSBC Platinum Mastercard with Cash Back
This is one of the most beneficial of all the HSBC credit cards since with this card the user can get 1% cash back on all purchases. There are no earning caps, tiers or spending limits which means that the user has full access to the benefits of this card. Another benefit of the platinum card is that there are no annual fees.
HSBC Mastercard – Travel or Cash Rewards
This unique HSBS credit card allows users to choose from cash back or travel reward points. Users of this card are given the opportunity to earn 1 point per dollar and to choose from travel options or cash back. No annual fee is charged for this HSBC credit card.
HSBC Eco Smart Mastercard
This environmental friendly card allows users to donate their points to a charitable organization that helps the environment. Alternately the points on this card can also be used to receive cash back, travel rewards, gifts cards and other items. In order to get points the user has to spend $1 for every 1 point in net purchase.
HSBC Platinum Mastercard and Mastercard with Reward Points
The HSBC mastercard has platinum benefits and no annual fees are charged for using this card. The Mastercard with Reward Points is the most popular of all the HSBC credit cards since the user is given an option to choose from cash back, gift certificates, travel points and a lot more. No annual fee is charged for these HSBC credit cards.
In conclusion, it can be derived that there are various types of HSBC credit cards and the popular cards include the Platinum Master Card with reward points and the Platinum Master Card with Cash Back. The Premium World Master Card is offered only to premium clients who travel frequently around the world and shop using their card.
